Forbes contributors publish independent expert analyses and insights. Greg Licholai writes and teaches about innovation in healthcare. In a move that could dramatically reshape the landscape for rare ...

Some life insurance options, like many term life policies, don’t take much time at all to let you know whether or not you’re approved. Others, like instant issue, let you know almost immediately. But ...

Getting a mortgage involves several steps, including prequalification and preapproval. One part of the process that’s perhaps not as well-known is conditional loan approval. Conditional loan approval ...

Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia. Eric's career includes extensive work in both public and corporate accounting with ...

A construction lien waiver is a legal document saying a party waives future lien rights against a property. Lien waivers are designed to protect both a payer and a payee. Payers are protected from the ...

Conditional formatting highlights key information in a spreadsheet so it’s easy to see at a glance. This beginner’s guide gets you started. Spreadsheets usually hold a wealth of information, but it ...