Penny Gusner is a senior insurance writer and analyst at Forbes Advisor. For more than 20 years, she has been helping consumers learn how insurance laws, data, trends, and coverages affect them. Penny ...

35+ years of combined experience covering insurance. 1.5 billion+ auto insurance rates analyzed by our team of experts. 700+ auto insurance companies analyzed in over 29,000 U.S. cities. (See our top ...

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Car insurance rates have continued to rise in recent years, with the national average for a full coverage policy hitting $2,638 per year in 2025, up 12% from $2,349 in 2024. However, it's still ...