Retirement is the perfect time to simplify your life — and that includes your insurance. But knowing which policies to keep, drop or tweak isn’t always obvious. Some coverage becomes less necessary ...

Meagan is a former Series 7 financial advisor and current writer focused on blending straightforward information with a dose of humor on topics including equity investments, insurance products, and ...

Life insurance is commonly purchased to provide financial support for the policyholder’s loved ones in the event of an untimely passing. It acts as a legacy planning tool that can provide funds for ...

Both Roth IRAs and life insurance policies can provide access to tax-free income in retirement. Roth IRAs have income limits, and gains generally can’t be accessed without penalty before age 59½. The ...

Federal employees have health insurance, life insurance, supplemental dental and vision coverage and a flexible spending account program to help pay for out-of-pocket expenses with tax-free dollars.

Discover how the Human-Life Approach determines life insurance needs by considering income loss, retirement, and essential factors for financial stability.

Term life insurance offers affordable coverage for a set period — here's how it works and when it makes sense to buy a policy ...

Forbes contributors publish independent expert analyses and insights. I am the President of Diversified, a CFP and author. Without the right protection in place, even the most well-crafted retirement ...