Guaranteed universal life insurance has fixed premiums over your lifetime. With guarantee periods between 90 and 121 years, the policy typically outlasts the policyholder, all but guaranteeing the ...

Find out more about its costs and coverage options.

Indexed universal life insurance (IUL) is a type of permanent life insurance designed for people who want lifelong coverage, adjustable premium payments and the ability to choose how their policy’s ...

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No one likes to think about the day when they or their loved ones will die, but it’s an important part of your finances. Life insurance can help to ease any concerns about what will happen financially ...

New York Life has a reputation for good customer service. It has a very low level of complaints about its individual life insurance, according to data from the National Association of Insurance ...

Indexed universal life is a lot of things, depending on who you are talking to. An indexed universal life insurance policy is a multipurpose product that helps beneficiaries accomplish a variety of ...

Reviewed by Thomas J. Catalano Fact checked by Vikki Velasquez Key Takeaways Indexed universal life (IUL) insurance lets the policyholder decide how much cash value to assign to an equity-indexed ...

Universal life insurance is a type of permanent life insurance that stays in place as long as you continue to pay premiums. Unlike whole life insurance, an investment savings element and policyholders ...

If you have a spouse, children or other loved ones who depend on your income, life insurance can be smart protection to have. With these policies, your beneficiaries receive a lump sum payment if you ...

Our team collected more than 60,000 sample quotes from life insurance companies using unique user profiles to give readers an accurate view of pricing across competitors. We gather quotes for ages 18 ...