Not sure if a HELOC or home equity loan is more affordable? Here's which one is cheaper after this week's Fed rate cut.

New Fed rate cuts have lowered home equity borrowing costs. Here's how much a $100,000 home equity loan costs now.

If you’re starting to think about buying your first place but don’t know the difference between home equity and Homer Simpson ...

With American homeowners collectively sitting on a whopping $17.6 trillion in home equity as of 2025, you may be considering tapping into this resource to create the home you’ve always wanted. But as ...

Katherine Watt is a former CNET Money writer focusing on mortgages, home equity and banking. She previously wrote about personal finance for NextAdvisor. Based in New York, Katherine graduated summa ...

In many ways, qualifying for a home equity loan or HELOC is harder than getting a mortgage. The ideal HE Loan candidate has ...

To calculate your home's equity, subtract the balance on all debts secured by your home – including your primary mortgage and any secondary loans – from your property's current appraised value. The ...

Rapid home price appreciation and low inventory mean American homeowners are sitting on substantial home equity. In the second quarter of 2025, mortgage holders carried $11.5 trillion in "tappable" ...

Personal loans and home equity loans are popular ways to fund home improvement projects, debt consolidation and other large fixed expenses. Generally, home equity loans are larger and come with lower ...

With the mortgage market in turnaround, many homeowners are looking to tap their home equity rather than sell. One of the largest home lenders in the U.S., Rocket Mortgage, also has some of the most ...

Home equity loans are a financial tool that allows homeowners to leverage the equity they’ve built in their homes for different purposes, including home improvements, debt consolidation or funding ...

A no doc home equity loan allows lenders to approve loans without verifying employment or income through standard paperwork, relying instead on alternative documents like bank statements. Taking out a ...